Future is uncertain and every body wants to arrange his future in such a way that he, his family, and his assets will be certain in future. This is only achieved  through insurance.  Thus, prosperity, success and future of business and individual  depends upon the insurance. In this book every important aspect of life insurance, fire insurance, marine insurance  and general insurance are discussed in detailed way. The language has been kept simple and entire discussion has been built on a logical and coherent outlines. The latest development in the field of insurance have all been incorporated at proper place in the book. Thus, this book will meet requirement of students papering at B. Com., BBA, M. Com., and MBA examinations of Indian universities.